Hey there,

Your quarterly round-up of hand-picked financial insights is here! As a valued plan participant, we want to make sure you have access to the latest and greatest as you continue to navigate your financial journey.

Did you know?

You have access to a wealth of financial knowledge through your employer.

Learn how we can help you plan to live well.

Participant Resources

Explore valuable resources curated for qualified plan participants, covering emerging trends across the industry, helpful toolkits and guides, as well as insights on emerging markets.

• Ai Tide May Lift All Boats: Dimensional's latest whitepaper by Wes Crill, PhD, delves into the expansive influence of generative Ai. It highlights Nvidia's remarkable performance and explores how a diversified portfolio might capture the wide-reaching benefits of AI advancements.
• Diversification and the Randomness of Returns: Dimensional's insightful presentation explores the benefits of diversification, illustrating the unpredictable nature of market performance. It covers the market capitalization of global stock markets, equity returns in developed and emerging markets, and fixed income.
• If I Retire Early, Should I Buy Health Insurance Through The Health Insurance Marketplace? Health insurance coverage can be complicated and stressful for early retirees. Our flowchart helps you understand Medicare eligibility, coverage options through a former employer or spouse, COBRA considerations, and the Premium Assistance Tax Credit.
• What Issues Should I Consider With My Employer-Provided Benefits? Choosing the right benefits can be overwhelming, but our checklist helps you ask the right questions about employer-sponsored retirement plans, medical, life, and disability insurance, and coordinating benefits with your financial and tax planning needs.
 

Market Insights

Student of the Market 

Uncover the historical benefits of low stock volatility,  why bond funds outperformed cash in 2023, and the winning streak of diversified portfolios.

Read it here.

Q2 2024 Market Review 

This report dives into world market performance last quarter, covering stocks, bonds, and international markets, wrapped up with a quarterly topic.

Read it here.

Ready to take charge of your retirement?

Know Your IRA Options

Learn essential information about Individual Retirement Accounts (IRAs) including tax advantages, eligibility criteria, and smart strategies for maximizing your retirement savings. Start planning today to enjoy a financially secure tomorrow!

Eager for more? 

• Looking to leverage one of the most powerful strategies for wealth accumulation? Tax deferral is a savvy financial move that empowers you to delay paying taxes on your investment gains or income until a later date, giving you the upper hand in bolstering returns and safeguarding your capital for the future. Delve into the perks of tax deferral and how it can pave the way for your financial success. 

  
  Read it here. 
  
  
• Estate planning—it's often a topic people shy away from or put off for another day. Yet, its importance cannot be overstated. Regardless of age or financial status, crafting a solid estate plan is essential for ensuring your wishes are carried out and your loved ones are provided for in the future. 
  
  Learn more.
  
  
• If you're a business owner, navigating the (often complex) world of Required Minimum Distributions (RMDs) is a crucial piece of the puzzle in optimizing your savings. Marcos A. Segrera shares a few essential tips to jump-start your plan:
  
  Read the full article here.